No Fees Unless We Win
As drivers, we have a responsibility to operate our vehicles carefully and to follow all of the rules of the road. Unfortunately, not all of us adhere to these standards, leading to serious accidents, injuries, and even death. If you are suffering from the aftermath of a car accident that you did not cause, you may be struggling to receive compensation for your injuries — and Colburn Law can help.
Our Bellingham car accident attorneys will work closely with you each step of the way, whether you decide to file a personal injury lawsuit or insurance claim against the driver responsible for our injuries. For years, Bellingham drivers have trusted us with their car accident claims due to our dedication to our clients, passion for personal injury law, and experience working with car accident cases.
Greg Colburn’s path to personal injury law is rooted in personal experience. After a devastating fall left him in a wheelchair for two years, he took on insurance companies and legal obstacles to win his own case. That journey inspired him to fight for others facing similar challenges. Today, Greg is dedicated to helping injury victims hold negligent parties accountable and secure the justice they deserve.
Years of Experience: 20 years
Super Lawyers Profile: Greg Colburn
Washington follows a traditional fault car insurance system, which means that the driver responsible for the accident is responsible for paying for the damages that the other drivers sustain in the crash. You can claim compensation for these damages in three ways.
Typically, drivers file an insurance claim first and proceed to civil court if the insurance company refuses to settle. Your attorney can advise you on the best course of action for your case.
If you are in a car accident in Bellingham, you may feel severe pain and experience confusion, disorientation, and fear. However, you will need to take necessary steps to seek medical attention, preserve evidence, and collect important information to benefit your case.
According to a 2018 report from the Washington Traffic Safety Commission, Washington traffic fatalities increased by 5.4% in 2017. Accidents involving drivers who were under the influence of alcohol also increased by 3.1% in 2017, signaling a disturbing trend and a dangerous risk to other motorists, passengers, and pedestrians alike.
For Bellingham specifically, traffic incidents pose a significant risk to residents’ safety. According to the Washington State Department of Transportation, Bellingham saw the following car accident trends during 2019.
No Fees Unless We Win
After a car accident, you may wonder who is responsible for paying for the damages you suffered. This question depends on whether you reside in a fault or no-fault insurance state.
Under the no-fault insurance system, you and your insurance company are responsible for paying for your injuries, regardless of who was at-fault. You can file a personal injury lawsuit or a claim with the at-fault party’s insurance if your case meets certain criteria.
Only a few states operate on a no-fault system, and Washington is not one of them. Instead, Washington follows a fault-based insurance system, which requires the at-fault driver to pay for all damages in an accident he or she is responsible for. Under this system, you will typically file an insurance claim with the at-fault driver’s insurance or proceed with a personal injury lawsuit.
In addition to being a fault insurance state, Washington also follows a pure comparative fault rule during car accident lawsuits. This rule may impact your final settlement amount.
During your trial, the jury will determine who was at-fault for the collision. If the court finds you were partially liable for the accident, your settlement amount will decrease by the percentage of liability you share. For example, if you ask for $20,000 in damages and the court finds you are liable for 20% of the accident, you will only receive $16,000.
Unlike many other states, Washington allows you to collect damages even if you share the majority of the liability. If the court finds you 99% liable and you are seeking a $20,000 settlement, you can recover $200 out of the original amount.
Since Washington is a fault insurance state, all drivers must carry certain amounts of liability insurance in case they cause a car accident.
Drivers must also apply for a certificate of deposit with Washington’s Department of Licensing and have a liability bond of at least $60,000 to comply with these requirements. Drivers who do not have this minimum insurance can face serious consequences, including fines, license suspensions, and court judgements.
Although Washington doesn’t require drivers to carry uninsured or underinsured motorist (UM/UIM) coverage, it is an important policy to purchase in case you are in an accident with a driver who does not have insurance. UM/UIM coverage provides compensation for your damages in situations where you may not be able to collect these funds from an at-fault driver.
If you need a car accident attorney who will advocate for your side of the story from consultation to settlement, look no further than Colburn Law. Our attorneys will work closely with you to build your car accident case, guiding you through each step of the claims process so that you can receive the compensation you need to recover. Contact us today to schedule your free consultation and to discuss your legal options.
Colburn Law is here to help. Get the justice and compensation you deserve—serving Seattle and all of Washington!
This page has been written, edited, and reviewed by a team of legal writers following our comprehensive editorial guidelines. This page was approved by attorney, Greg Colburn who has more than 20 years of legal experience as a Washington Personal Injury Attorney.
We will come to your home, a coffee shop, or your hospital room, whichever works best for you. We’ll discuss your legal options, and if we should decide to move forward, we will offer our services on a contingency-fee basis.